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How to get the cheapest car insurance in 2021

how to get cheapest car insurance today i tell you about best car insurance company in 2021 so lets start

1.GEICO

Geico sells insurance for cars, motorcycles, and classic cars. For those who enjoy a little more adventure, Geico also sells insurance for RVs, ATVs, and boats.

Why We Picked It

Geico delivers competitive pricing and a satisfying claims experience.

Pros

  • Excellent pricing for drivers looking for state-minimum liability coverage.
  • High level of positive experience among customers with claims.
  • Good pricing for drivers with an accident or speeding ticket on their records.
  • Offers insurance ID cards from its mobile app, usage-based insurance, and virtual claims.

Cons

  • While the level of complaints to state regulators is lower than the industry median, it was higher than most other companies

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2.State Farm

State Farm sells insurance for cars, motorcycles, RVs, off-road vehicles, and boats. For those who have antique and classic cars, State Farm also provides coverage for vintage vehicles.

Why We Picked It

State Farm’s rankings were boosted by its measurements in customer happiness and tech fundamentals.

Pros

  • Has good claims satisfaction with 80% of satisfied customers among those who have made claims.
  • Offers insurance ID cards from its mobile app, usage-based insurance, and virtual claims.

Cons

  • Not the among the strongest for competitive auto insurance rates.

3.USAA

If you’ve had USAA auto insurance for a few years, you can benefit from the Length of Membership Savings. Other discounts include:

Why We Picked It

USAA earned top marks across all our categories. Note that USAA auto insurance is only available to those with U.S. military affiliations, including active, retired, and separated veterans with an honorable military discharge and their eligible family members.

Pros

  • Highest claims satisfaction among the companies we scored.
  • Consistently among the best for price across coverage levels and driving records, including the best price for drivers who have a speeding ticket.
  • Offers insurance ID cards from its mobile app, usage-based insurance, and virtual claims.

Cons

  • The military-affiliation requirements means that most drivers don’t have access to USAA auto insurance.

4.American Family Insurance

USAA sells insurance for cars, motorcycles, ATVs, motorhomes, boats, and classic cars. And, for those who fly to their destinations, USAA offers aviation insurance. Optional coverage types include roadside assistance and rental reimbursement.

Why We Picked It

American Family’s ranking was boosted by a low level of complaints and generally good pricing.

Pros

  • Offered the best prices for drivers with an accident on their record.
  • Among the best for drivers who have a speeding ticket.
  • Also among the best for its low level of consumer complaints to state regulators.
  • Offers insurance ID cards from its mobile app, usage-based insurance, and virtual claims.

Cons

  • Claims satisfaction was lower than most other companies we evaluated.
  • Price competitiveness was below average for drivers with minimum state-required liability coverage.

5.Nationwide

Nationwide sells insurance for cars, classic cars, RVs, motorcycles, ATVs, scooters, golf carts, and boats. For winter enthusiasts, Nationwide sells insurance for snowmobiles. Optional coverage types include roadside assistance coverage and a total loss deductible waiver which waives the physical damage deductible in the event of a total loss of a vehicle.

Why We Picked It

Nationwide’s consistently good pricing and low consumer complaints pushed it to high scores.

Pros

  • The lowest level of complaints to state regulators among the companies we evaluated.
  • Offered very good prices for drivers who have a speeding ticket on their record.
  • Offers insurance ID cards from its mobile app, both usage-based insurance and pay-per-mile plans, and virtual claims.

Cons

  • Claims satisfaction was lower than most other

Best Car Insurance Companies Ratings

CompanyTech FundamentalsCustomer HappinessPrice CompetitivenessForbes Advisor rating
USAAExcellentExcellentExcellent
American FamilyExcellentGoodVery good
GeicoExcellentGoodVery good
NationwideExcellentGoodVery good
State FarmExcellentGoodFair
ProgressiveExcellentGoodFair
TravelersGoodGoodFair
AllstateExcellentGoodPoor
Auto-OwnersPoorExcellentFair
FarmersExcellentPoorPoor
Erie InsurancePoorGoodGood
MetLifeGoodPoorPoor

April 30, 2021 0 comment
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Crypto News: Bitcoin price takes a detour & IBM NFTs

Sometimes you win and sometimes you lose, If you’re looking at the crypto market today and your seeing red, well the news isn’t all bad. How can you say that?Well, typically in run ups, corrections are normal and great opportunities to enter the market. 

In fact  the last couple of days have been kind to Ethereum which has just recently made new highs!

In fact  the last couple of days have been kind to Ethereum which has just recently made new highs!  A massive gaming company, we’ll tell you which one in a second, is now part of the Tezos family, WeWork is accepting crypto payments and more Americans than ever are crypto curious.

 NFT’s breaking out of the art segment into someplace you might never have guessed.  Stick around because we’ve got all these stories and more in this week’s Exodus Crypto News.  Welcome back crypto fam and if you’re new here, please…… Red is the color of the day not only in the crypto markets but in the traditional markets as well.

It looks like we may be back into a minor correlation between the two as all markets took a downturn when a story broke yesterday that the US president might impose a capital gains tax increase up to 43% for extremely wealthy individuals. If you want to know more how that might affect you and your crypto, I would suggest consulting a licensed financial advisor, of which I am not.

ripple etehereum and bitcoin and micro sdhc card
Photo by Worldspectrum on Pexels.com

So, let’s do a lightning round of the numbers.   Everyone in crypto has heard about DOGE by now. It’s been on an epic run from $0.06 all the way up to $0.42 at the peak.  Is it sustainable? We’ll have to wait and see. For a while now, DOGE coin supporters have been right and everyone throwing shade has missed out on one of crypto’s recent greatest runs.  Bitcoin has been having a bit of a rough go of it since the Coinbase IPO.

The orange coin briefly made a new all time high just under $65,000,

The orange coin briefly made a new all time high just under $65,000, but it’s been nothing but downward price action since then. Questions abound about whether this is a correction or consolidation.

Everybody who watches this programs knows I speak about the institutional money flowing into BTC and I can imagine they look like a pack of hungry wolves right about now ready to pounce on the sale. It’s a fine time to be in Ethereum!

ETH is making new all time highs and it’s doing it at a time while Bitcoin is seemingly stuck in the dust.  Have you heard about Solana? The project, which means “sunshine or, sunny side” in Spanish, is definitely bringing the light. The SOL token is up 151%% from just a month ago, from $13 to $35. 

 Markets aside Blockchain is moving closer to the mainstream. Once again Wyoming is showing us the way. The sparsely populated western state, known best for its mountainous vistas and long roads where the speed limit is 80 MPH, has enacted legislation that officially recognizes DAOs as a type of LLC (limited liability company).

This move will give DAOs legal authority in the state and it’s a huge step forward  

This move will give DAOs legal authority in the state and it’s a huge step forward for integrating smart contracts and other crypto governance structures into the legal system.  So which state do you think is the next to follow suit? Let us know in the comments. A new study has shown that more than 60% of adults in the United States are interested in crypto. So let’s do a bit of math to see what this means. 

man in white dress shirt using black laptop computer
Photo by Tima Miroshnichenko on Pexels.com

 It’s hard to know for sure, but surveys estimate that about 30 million Americans own Bitcoin. In total there are 200 million adults in the USA. So if we assume that in the next three years, those 60% of Americans who are crypto curious actually buy some coins, that’s 120 million hodlers, or 4x the number of Americans who own Bitcoin and other crypto currencies right now.  

Not if, but when. Bitcoin isn’t money because you can’t spend it anywhere, or so the saying goes. Well… There are 20 million PayPal merchants that now accept crypto, and if you’ve got about three-quarters of a Bitcoin you can use it to buy a Tesla. So that’s definitely a start, but how about this. 

 Real estate company WeWork is now accepting crypto payments

 Real estate company WeWork is now accepting crypto payments in the form of BTC, ETH, USDC and even a few other lesser known coins. The company has even said that they’ll be keeping a portion of all crypto payments on their balance sheet.   

So you can buy a car with Bitcoin, you can pay for your office space with Ethereum, you can shop online with USDC… The notion that you can’t spend crypto anywhere isn’t a valid argument anymore. The gaming company Ubisoft has taken a big step into crypto with their announcement that they’re going to start baking Tezos.

   For anyone unfamiliar with Tezos, baking is essentially the same thing as staking. So Ubisoft is locking up their Tezos XTZ to help secure the network and earn a staking reward.  Tezos is a good fit for Ubisoft since the blockchain has more scalability than Ethereum and significantly lower fees.

That’s important for Ubisoft, since they may incorporate blockchain technology into their games

That’s important for Ubisoft, since they may incorporate blockchain technology into their games in the future. NFTs (non-fungible tokens) are super interesting because they get criticized all the time even though the technology itself is totally neutral. 

The idea is that when you create a NFT there is a limit on the number of tokens created, whether that’s 1 token or 1 million. Those are the original tokens and nobody can create a duplicate and claim that it’s an original.

  Given these technical parameters, it makes sense that IPwe is partnering with IBM to record corporate patents using NFT tokens. The patents are recorded onto the blockchain forever, and everyone can see the exact date that the patent was issued. 

This is an exciting new use case for NFTs and truly it’s only the beginning. We expect to see a lot more novel use cases for NFTs in the coming years.  In 2021 we’re really reaching the point where crypto isn’t just about speculation, it’s about real world adoption! So whether the markets are up or down today, the future remains bright in the long term. 

April 24, 2021 0 comment
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Trending Stock: Yes Bank Shares Gain Over 2% in Early Trade

New Delhi: Yes Bank shares traded up 2.23 percent at 09:17 am (IST) in Monday trading. About 73542 shares changed hands over the counter. The stock opened at Rs 27.75 and touched a high of Rs 28.0 and Rs 27.0 respectively in the session so far.

The stock has a 52-week high of Rs 178.0 and a 52-week low of Rs 5.65.

Financial

Incorporated in the year 2003, YES Bank Ltd. is a banking company (with a market cap of Rs 33698.02 crore).

The bank has reported a gross non-performing assets (gross NPA) of Rs 32877.59 crore (.00% of total assets) and net non-performing assets (net NPA) of Rs 8623.78 crore (.00% of total assets).

WHY AXIS BANK’S SHARE PRICE ROSE 21% IN THREE DAYS?

The major products / revenue segments of  “Yes Bank Shares” Yes Bank Limited include interest and rebate on advances and bills, which contributed Rs 22922.64 crore to the selling price (77.37% of total sales), income from investment, which contributed to the sale price (60.41%). Contributed Rs 6048.42 to the total selling price) and interest which contributed Rs 256.11 crore to the selling price (0.86% of total sales) for the year ended 31.11-March 2019.

Promoter holding

The promoters of the company held 1.42 percent stake in the quarter ended March 31, 2020.

Yes bank may find it difficult to recover dish promoter dues

Mumbai: Private lender Yes BankNSE 1.12% may face hurdles to the promoters of India’s largest direct-to-home (DTH) player Dish TVNSE to recover its dues. The bank acquired a 24% stake even after the 4.71% bank acquired a 24.19% stake. Loan default, sources close to the development said.

On Friday, Yes Bank announced that it had pledged Rs 44.53 crore of pledged shares of Jawahar Goel-promoted Dish TV, part of a pledge by its brother and promoter of Essel Group, Subhash Chandra.

At the close of business hours on Friday, Dish TV had a market cap of 788.06 crores, which values ​​Yes Bank’s stake in the company at 190.6 crores. Since the beginning of the year, Dish TV’s market cap has seen a 67 percent price increase.

The loan was given to the promoters of Essel Group, who borrowed money against their shareholding in listed companies, including Dish TV. “Yes, the total exposure with Essel Group promoters of banks was Rs 3,000 crore,” an official said on condition of anonymity.

According to Yes Bank source, Dish TV shares were held as collateral when the stock stood at 73 per share, while the shares were currently trading at 4-5 per share.

June 1, 2020 0 comment
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Why Axis Bank’s Share Price Rose 21% in Three Days?

Axis Bank’s share price, which stood at Rs 336.95 on 22 May, reached an all-time high of Rs 407.25 on intraday today, a return of 20.86% for three consecutive sessions.

Axis Bank’s stock has gained nearly 21% in three days amid global private equity (PE) firm Carlyle Group likely to invest around $ 1 billion in a private sector lender. The share price of Axis Bank which stood at Rs 336.95 on 22 May reached a high of Rs 407.25 today, yielding a return of 20.86% in three consecutive sessions. Axis Bank’s stock reached a high of Rs 407.25 today compared to the previous close of Rs 387.35 on BSE.

The market capitalization of the bank stood at Rs 1.13 lakh crore. The stock is trading above the 5-day and 20-day moving average, but is below the 50-day, 100-day and 200-day moving average. Axis Bank stock has gained 12.78% in one week.

However, the Axis Bank’s share has fallen 46.56% since the beginning of this year and has lost 50.18% during the last one year.

According to analyst recommendations tracked by Reuters, 35 stocks out of 47 brokerages rate “Buy” or “Outperform” and 12 at “Hold”. The stock hit a 52-week high of Rs 826 on 6 June 2019 and Rs 285 on 25 March this year.

Axis Bank’s share : The stock on the Nifty rose 5.16% to Rs 407 against the previous close of Rs 387. A report by The Economic Times stated that the lender has started discussions with the Carlyle Group on capital infusion.

“The talks have been going on for almost a month. Axis stock has become volatile. In recent weeks, brass has been warming up to the idea of ​​another deep-pocketed investor,” the newspaper quoted a source as saying.

However, in clarifying the creditors, the lender stated that the newspaper report was speculative.

China Approves Rein in Hong Kong, Resentment Across the World

“We would like to clarify that the news item is speculative and the bank has not taken any such decision in this regard. Any such disclosure is not required to be done under Reg.30 of the Listing Regulations and the Bank Exchange Will duly keep. Axis Bank stated that when and if a decision is taken in this matter, it is informed.

May 28, 2020 0 comment
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